Legal Disclosure
Please read the following carefully and keep it for your records. We are committed to protecting the security and integrity of our clients’ and customers’ non-public personal information and ensuring the accuracy of that information. In this statement, non-public personal information generally means information about you that we obtain in connection with a service or product provided to you and that is not otherwise lawfully available to the general public.
In the course of serving you, we may collect information about you from a variety of sources, including:
- Information we compile about your transactions or experiences with us, such as account information, payment history, or creditworthiness.
- Information obtained from public sources, including federal, state, and local records such as recorded liens, property taxes, assessments, and related public information.
- Information voluntarily provided by visitors to our websites. While we do not collect personally identifiable non-public personal information unless voluntarily provided, we may use “cookies” and similar technologies to measure website usage and improve site functionality and user experience. Cookies are commonly used on websites and generally do not harm your computer. You may control how cookies are handled through your browser settings.
We may also obtain demographic or other information that is not used to determine eligibility for credit.
We use non-public personal information only as permitted or required by applicable law.
We may disclose non-public personal information to unaffiliated third parties as permitted by law, including in the following circumstances:
- Service Providers. We may share information with companies that provide operational, compliance, technology, storage, servicing, or administrative support services.
- Assistance Programs. We may disclose information to organizations or agencies administering assistance programs related to your transaction or account.
- Legal Requirements. We may disclose information as required by subpoenas, court orders, regulatory requests, or other legal obligations.
- Business Transfers. Information may be disclosed in connection with the proposed or actual sale, transfer, merger, or assignment of accounts or assets.
- Authorized Representatives. We may disclose information when you provide written authorization, including powers of attorney or similar permissions.
- Fraud Prevention and Risk Management. We may share information to help prevent fraud, unauthorized transactions, resolve disputes, or comply with regulatory, audit, legal, or accounting requirements.
- Joint Marketing and Business Partners. We may share information with third parties that provide marketing or related services on our behalf, subject to confidentiality and use restrictions as required by law.
We collect information from you whenever you provide information through our websites, applications, telephone communications, email communications, loan applications, surveys, newsletters, blogs, or other interactions with us.
If you provide your email address or mobile number, we may use it to send account-related communications, service updates, marketing materials, or requests for feedback. You may opt out of marketing communications at any time by using the unsubscribe instructions included in those communications. Even if you opt out of marketing communications, we may continue to send important account or transactional notices.
We may share non-public personal information with affiliated companies as permitted or required by law.
Safeguarding your non-public personal information is important to us. We maintain physical, electronic, and procedural safeguards designed to protect your information from unauthorized access or use. Access to non-public personal information is limited to employees and authorized parties who require such access for legitimate business purposes. We also maintain policies and procedures designed to promote compliance with applicable privacy and data protection laws.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties except as necessary to provide messaging services.
Even after you are no longer a customer or client, we will continue to protect your non-public personal information in accordance with this policy and applicable law.
TEMPLE VIEW CAPITAL FUNDING, LP™ 2016 is licensed (i) by the Financial Division of the California Department of Business Oversight as a California Finance Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of Financial Institutions of Arizona as a Arizona Mortgage Banker under License # BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under License #MN-MO-1835832, (iv) maintains its Residential First Mortgage Notification status in Utah through the Utah Department of Financial Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of Mortgage Lending as a Mortgage Company Licensee* under License # 5168.
*It should be noted that in the state of Nevada some of Temple View Capital Funding, LP’s services may not be available to Nevada customers.
